Terms of Service - Stockeruti

1. Introduction

Welcome to Stockeruti. These Terms of Service ("Terms") govern your use of the Stockeruti website and application (collectively, the "Service"), operated by Stockeruti ("we," "us," or "our"). By accessing or using our Service, you agree to be bound by these Terms. If you disagree with any part of the terms, you may not access the Service.

2. Nature of Service

Stockeruti is a portfolio analysis and performance tracking tool designed to help investors understand their historical trading performance.

The core features of Stockeruti are currently provided free of charge. We reserve the right to introduce optional paid premium features, subscription tiers, or advertising in the future. You will be notified of any such changes in advance. Your continued use of the free tier will always be honoured for features that were free at the time of your registration, subject to these Terms.

Important Disclaimer

Stockeruti is NOT a financial advisor, broker, or investment manager. All content and analysis is for informational and educational purposes only. Nothing on the Service constitutes financial, investment, legal, or tax advice. Always verify important information with your official broker statements and/or a qualified financial professional.

3. User Accounts

When you create an account with us, you must provide accurate, complete, and current information. Failure to do so constitutes a breach of the Terms and may result in immediate termination of your account.

You are responsible for safeguarding your password and for all activities or actions under your account. You agree not to disclose your password to any third party, and you must notify us immediately upon becoming aware of any breach of security or unauthorised use of your account.

4. Data Usage and Privacy

By using Stockeruti, you may upload personal financial data, including transaction histories and portfolio snapshots.

You retain full ownership of all data you upload.
We process this data solely to provide you with portfolio analysis services.
We do not sell your personal financial data to third parties.
Please refer to our Privacy Policy for full details on how we handle your data.

5. Advertising

Stockeruti may display third-party advertising within the Service in the future. We will always clearly label advertisements as such. Your personal financial data (transaction history, portfolio snapshots) will never be shared with advertisers or used to target you with advertisements. Any advertising introduced will be based on non-financial, contextual information only.

6. Intellectual Property

The Service and its original content (excluding content provided by users), features, and functionality are and will remain the exclusive property of Stockeruti and its licensors. The Service is protected by copyright, trademark, and other laws of the United Kingdom and foreign countries.

7. Limitation of Liability

In no event shall Stockeruti, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages — including without limitation, loss of profits, data, goodwill, or other intangible losses — resulting from:

Your access to or inability to access or use the Service
Any conduct or content of any third party on the Service
Any content obtained from the Service
Unauthorised access, use, or alteration of your transmissions or content
Any investment decisions made based on information provided by the Service

8. Termination

We may terminate or suspend your account and access to the Service immediately, without prior notice or liability, at our sole discretion, for any reason — including but not limited to a breach of these Terms.

9. Governing Law

These Terms shall be governed and construed in accordance with the laws of the United Kingdom, without regard to its conflict of law provisions.

10. Contact Information

If you have any questions about these Terms, please contact us at support@stockeruti.com.